Everything You Need to Prepare, Search and Buy with Confidence
Use this organized library of official tools, New York programs, calculators, property-research links and practical next steps. External links open in a new tab.
Start Here
A clear roadmap before you tour homes.
HUD: Buying a Home
Federal homebuying steps, rights, programs and counseling.
Open Resource →CFPB: Buying a House
Official tools for preparing, comparing loans and closing.
Open Resource →Your Home Loan Toolkit
Download CFPB’s step-by-step mortgage and closing guide.
Open Resource →HUD Housing Counselor
Find a HUD-approved counselor by ZIP code.
Open Resource →New York Assistance
Programs particularly useful to New York buyers.
SONYMA Homebuyer Programs
Explore New York fixed-rate mortgages and buyer assistance.
Open Resource →SONYMA Eligibility
Review income, purchase-price and readiness requirements.
Open Resource →Down Payment Assistance Loan
Learn about SONYMA down-payment and closing-cost assistance.
Open Resource →SONYMA Current Rates
Review currently published SONYMA program rates.
Open Resource →NY Homeownership Counseling
Connect with nonprofit housing counselors in New York.
Open Resource →Achieving the Dream
Review this SONYMA low-down-payment program.
Open Resource →Credit & Budget
Prepare the financial foundation lenders review.
Free Credit Reports
Request reports from the federally authorized website.
Open Resource →CFPB Mortgage Preparation
Check credit, assess finances and build an application packet.
Open Resource →Compare Loan Offers
Learn how to compare official Loan Estimates.
Open Resource →Mortgage Calculator
Estimate principal, interest, taxes, insurance, HOA and PMI.
Open Resource →Pre-Approval Estimate
Estimate buying power and debt-to-income ratio.
Open Resource →Loan Programs
Understand common mortgage paths.
FHA Loan Information
HUD overview of FHA-insured loans and eligibility basics.
Open Resource →FHA Resources
Homebuyer, financing and housing resources from HUD.
Open Resource →USDA Property Eligibility
Check location eligibility for USDA housing programs.
Open Resource →VA Home Loans
Official VA guidance for eligible service members and veterans.
Open Resource →Fannie Mae HomeView
Free educational course on the homebuying process.
Open Resource →Freddie Mac CreditSmart
Financial and homeownership education.
Open Resource →Search & Property Research
Find homes and research the property carefully.
OneKey MLS Home Search
Browse live OneKey MLS listings on Homes with Rajib.
Open Resource →AI Property Search
Turn your criteria into focused marketplace searches.
Open Resource →Search with Zillow
Build a detailed Zillow search from your preferred criteria.
Open Resource →FEMA Flood Map Service
Check official flood-hazard mapping.
Open Resource →NYC Building Information System
Research NYC property records, permits and complaints.
Open Resource →NYC Property Information Portal
Access NYC property, zoning and agency information.
Open Resource →Offer, Inspection & Closing
Know the checkpoints after finding a home.
Closing Costs Explained
CFPB overview of common mortgage closing costs.
Open Resource →Know Before You Owe
Understand Loan Estimates and Closing Disclosures.
Open Resource →Home Inspection Questions
HUD guidance and homebuying resources.
Open Resource →Contact Rajib
Discuss offer strategy, inspections, appraisal and closing.
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